Thursday, August 31, 2017

There is always something enjoyable to do in America’s Finest City- Week of Aug 31 Through Sept 4th

TGI Weekend! Another eventful weekend is brewing in San Diego, bringing with it fun outdoor events, from movie screenings and concerts to cool craft beer festivals. You can also hit a beach party or two, catch some horse races or check out a play. Whatever you’re into, you’ll find something enjoyable to do in America’s Finest City. Get up. Get out. Play!

Thursday, Aug. 31

Nighttime Zoo9 a.m. to 9 p.m., San Diego Zoo
The San Diego Zoo has extended its hours to 9 p.m. now through Sept. 4 so families can enjoy the annual “Nighttime Zoo.” Visitors can hear live music, check out special keeper talks and entertainment, and end the night by watching a parade of elaborate animal puppets. Nighttime Zoo activities are included with paid admission or zoo memberships.
El Universal: 100 Years in the Life of Mexico & the WorldOpen 24 Hours, Arts District at Liberty Station
The photographic exhibition, “El Universal: 100 Years in the Life of Mexico & the World,” is now open in the Arts District at Liberty Station. Through large photographs and reprints of front page stories, the exhibit celebrates the centennial of the founding of “El Universal,” the nationally-circulated newspaper of Mexico. Part of this exhibit is currently on display in Tijuana City Hall’s Grand Central Patio; the other part, which includes 50 panels, is being displayed at Liberty Station, including the first edition of the newspaper, published on Oct. 1, 1916. The exhibit is free and open to the public 24 hours a day and will be displayed through Sept. 28.
Group Works to Restore Balboa Park CarouselGroup Works to Restore Balboa Park Carousel
The San Diego-based nonprofit organization, Friends of Balboa Park, recently purchased the historic Balboa Park Carousel located off Park Boulevard. The group plans to restore the ride to its glory days and keep it running for generations to come. The carousel was built in 1910 and boasts all of its original parts. It first came to Balboa Park in 1...  (Published Tuesday, July 25, 2017)
Del Mar Racing
12 p.m., Del Mar Racetrack
Still “cool as ever,” Del Mar Racing wraps up its final weekend on the seaside track in San Diego's North County. Gates open daily at 12 p.m., with the first post at 2 p.m. The last day of racing is Sept. 4. General admission is between $6 and $10.
Liberty Public Farmers Market
2 p.m. to 7 p.m., Near Liberty Public Market at Liberty Station
Liberty Station’s brand-new weekly farmers market goes down every Thursday near Liberty Public Market, off Perry Road. The farmers market features more than 60 vendors, from local produce growers and specialty food purveyors, to artisan gift merchants. While you peruse vendors, enjoy live performances from local musicians.
Shop With the Chef5:45 p.m. to 9 p.m., Fireside by The Patio at Liberty Station
For the past few months, Liberty Public Market has been hosting its “Farmers Market Dinner Series,” which invites guests to hang out with a chef from a local eatery. Patrons walk with that chef through Liberty Public Market and check out fresh ingredients harvested by local farmers – ingredients that will be used to create that evening’s dinner. After learning about what goes into culinary greatness, guests will enjoy a multi-course dinner back at the chef’s restaurant. On Thursday night, the featured chef is Michael Ground, of Fireside by the Patio (2855 Perry Rd.). The event starts at the restaurant at 5:45 p.m. Tickets cost $50 per person and can be purchased ahead of time online or by calling (619) 432-2100.
California Dreaming Beach Party6 p.m. to 9 p.m., The Bahia HotelEvery Thursday this summer, The Bahia Hotel in Mission Bay has been hosting its “California Dreaming” Beach Party, which includes a clam bake, BBQ, brews and live beachside concert performed by The Mar Dels. This week marks the second-to-last beach party of the season; the final one is on Aug. 31. Tickets are $49 for adults and $26 for kids ages 5 to 12; children age 5 and under get in free. This is summer, SoCal style, that’s for sure.
San Diego's Top Breweries San Diego's Top Breweries
Cardiff Music Nights6:30 p.m. to 8 p.m., Pappalecco in Cardiff-by-the-SeaItalian eatery Pappalecco is hosting “Cardiff Music Nights” this summer at its Cardiff-by-the-Sea location (2101 San Elijo Ave.), showcasing free concerts each Thursday evening. Guests can enjoy the tunes al fresco as if they were in Italy. A different artist is featured each week.
Sunset Poolside Jazz Series
6:30 p.m. to 9:30 p.m., The Westgate Hotel
Each Thursday night this summer, downtown’s Westgate Hotel has been hosting its “Sunset Poolside Jazz Series,” a series featuring a different performance from Southern California’s finest jazz talents at the hotel’s pool. Thursday’s show is the final in the summertime series, with the Gilbert Castellanos Trio, taking the stage. Attendees are asked to spend at least $25 on drinks and food; the entertainment is free.
Paint & Sip: Dusty Lake7 p.m. to 9 p.m., Pinot’s Palette
Pinot’s Palette at Liberty Station (2820 Roosevelt Rd., Suite 106) hosts this “Dusty Lake” painting class Thursday night focusing on the cool colors of a serene lake landscape. The class is $35 per person and includes a canvas, easel, brushes, paint and an apron. Students may purchase wine, beer or other beverages and drink while they paint, and can also bring their appetizers and snacks to munch on.
Latin Thursdays9 p.m., Harrah’s Resort Southern California
Enjoy live Latin music at Harrah’s Resort Southern California every Thursday night this month at this 21+ fiesta. The shows cost $10 and are available at the door.
Things to Do in Old TownThings to Do in Old Town
From free museums and historical demonstrations to food, NBC 7's Monica Garske takes a look at some things to do when visiting Old Town San Diego State Historic Park.
(Published Thursday, June 1, 2017)

Friday, Sept. 1

Coronado’s Free Summer Shuttle Service8:57 a.m. to 9:42 p.m. (shuttle service times), CoronadoIt's the final weekend of Coronado’s free summer shuttle service, which wraps up its route on Labor Day. The service aims to make it easier for locals and visitors to cruise around Coronado and catch a ride to popular spots during the busy summer months. Hop on!
U.S. Sand Sculpting Challenge9 a.m., Broadway Pier & Pavilion
The U.S. Sand Sculpting Challenge and Dimensional Art Exposition returns to downtown San Diego’s waterfront on Labor Day weekend, showcasing incredible works of art made with sand by sculptors from around the globe. The four-day event includes live entertainment, an exposition featuring goods made by artists, activities for the kids and gourmet food trucks. The gates open daily at 9 a.m.; the event closes at 5 p.m. on Friday and Monday and 7 p.m. on Saturday and Sunday. Tickets cost between $9 and $15 per day; you can save a few bucks by buying your tickets in advance online.
Festival of Sail12 p.m. to 7 p.m., Maritime Museum of San Diego
The Festival of Sail, an annual Labor Day weekend tradition at the Maritime Museum of San Diego, returns Friday through Monday with a fleet of impressive tall ships sailing the San Diego Bay. The four-day event (12 p.m. to 7 p.m. Friday, 9 a.m. to 7 p.m. Saturday and Sunday, and 9 a.m. to 5 p.m. Monday) includes cannon battles, family entertainment, a kids’ zone, bay cruises and food vendors. Tickets cost $11 for adults and $9 for children ages 3 to 12; kids ages 2 and under get in free.
You & Yours Distilling Co. Tour
3 p.m., 6 p.m. and 8 p.m., You & Yours Distilling Co.You & Yours Distilling Co. – a small, chic distillery in San Diego’s East Village (1495 G St.) – recently launched tours of its tasting room, available at certain times Wednesday through Sunday, including 3 p.m., 6 p.m. and 8 p.m. sessions on Fridays. The 45-minute tours are led by a member of the distillery’s team who leads visitors to the production floor, explaining every step of the distilling process – down to the bottling of each product. The tour is followed by a question and answer session and, of course, a spirits tasting flight of the distilleries flagship gin and vodka. Tours cost $25 per person; you also get $10 off a bottle of vodka or gin. To learn more about You & Yours Distilling and its owner, Laura Johnson, read this story.
Food Truck Friday4 p.m. to 8:30 p.m., Plaza de Panama at Balboa Park
Balboa Park’s “Food Truck Friday” is a summertime event that brings more than a dozen food trucks to the Plaza de Panama and El Prado walkway every Friday evening through Sept. 29. As you grab some food, you’ll also be able to enjoy live entertainment at the park. Stick around and check out “Balboa Park After Dark” (see below), happening simultaneously at the park Friday nights this summer.
The RevivalistsAfter the Final Race, Seaside Stage at Del Mar Race Track
The Revivalists take the Seaside Stage at the Del Mar Race Track for this week’s Friday evening concert – the final show of this summer’s racing season. The concert starts right after the final horse race of the day; it’s free with paid stretch run general admission to the track, which is just $6.
2017 Beach Polo Cup5 p.m., Hotel Del Coronado
The private sands of the Hotel Del Coronado will host 50 horses on Labor Day weekend competing in Polo America’s 2nd Annual Beach Polo Cup, plus players from all over the world. The weekend includes four polo matches, a VIP tent, fashion shows, boutique shopping and more. General admission seating in the grandstands costs $35 per day.
Cruisin’ Grand Escondido
5 p.m. to 9 p.m., Downtown Escondido (235 East Grand Ave.)
Downtown Escondido’s free, weekly vintage car show continues, running every Friday night through Sept. 29. Cruisin’ Grand Escondido takes over historical Grand Avenue, with more than 500 cool cars lining the streets. The event, now in its 18th year, draws thousands of attendees. Each Friday night, awards are given to the most impressive pre-1973 American-made cars. Musical entertainment includes performances across four stages: Broadway; Juniper Street; Maple Street Plaza; Kalmia & Grand.
Balboa Park After Dark5 p.m. to 8 p.m., Balboa Park
Balboa Park’s sundown summertime program continues, with eight museums offering extended late-night hours every Friday through Sept. 29. Some museums are even offering $5 admission deals. Food vendors and live entertainment will also fill the landmark during this “Balboa Park After Dark” series.
Things to Do at Balboa ParkThings to Do at Balboa Park
Balboa Park is one of San Diego’s best-known landmarks. NBC 7's Monica Garske speaks with Balboa Park Conservancy CEO and president Tomas Herrera-Mishler about a few of the things you should do when you visit the sprawling urban park in the hear of America's Finest City.
(Published Thursday, April 20, 2017)
Summer Movies in the Park
5 p.m. to 10 p.m., Multiple LocationsSan Diego’s fun and free “Summer Movies in the Park” presents family-friendly movies Friday night at several locations across the county, usually at 5 p.m. or 6 p.m. to 9 p.m. or 10 p.m. This week, the lineup includes “Beauty and the Beast” – the new, 2017 version – playing at Ocean Beach Joint Use Elementary Park, and “Wizard of Oz” – the 1939 Judy Garland classic – screening at Rancho Bernardo Community Park. The outdoor movies are free to attend. Bring a blanket and a picnic, and you’re all set for a nice evening out with the family.
47th Annual Barona Powwow6 p.m., Barona Sports Park
The Barona Band of Mission Indians hosts this traditional powwow – now in its 47th year – featuring dancing, music, food and more. The event begins at 6 p.m. Friday and returns Saturday and Sunday at 1 p.m. with gourd dancing and special contests, including a hand drum competition on Sunday.
6 p.m., Catamaran Resort Hotel and SpaDreaming of Hawaii? For two more weekends, The Catamaran Resort Hotel and Spa in Pacific Beach hosts its 16th season of Sunset Luaus on the shores of Mission Bay, a Friday night event complete with tropical drinks, Polynesian cuisine, and authentic island-inspired music and dancing. The Sunset Luau series runs through Sept. 1; tickets are $69 for adults, $32 for kids ages 5 to 12, and free for little one 5 and younger.
OneRepublic7 p.m., Mattress Firm Amphitheatre
The 2017 Honda Civic Tour Featuring OneRepublic brings this Friday night concert to the Mattress Firm Amphitheatre in Chula Vista. The show also features performances by Fitz and the Tantrums and James Arthur. Tickets start at $25.
Musica en La Plaza: Ricardo Lemvo & Makina Loka7 p.m., California Center for the Arts Escondido
The California Center for the Arts in Escondido kicks off “Musica en La Plaza,” a series of free concerts at the venue’s Lyric Court. From cumbia and huapango to salsa and NorteƱa music, these rhythms will move you to get up and dance under the stars. Afro-Latin musicians Ricardo Lemvo and Makina Loka get the part started Friday night; bring your dancing shoes.
San Diego Padres vs. Los Angeles Dodgers7:10 p.m., Petco Park
The Padres take on their SoCal rivals at Petco Park – the first game in a three-part home series. Tickets start at $18. The Friday night game will also bring the ballpark’s Party in the Park – a pre-game Happy Hour session that kicks off at 5 p.m. during every Friday home game.

Saturday, Sept. 2

DayBreak
8 a.m., Del Mar Racetrack
It can be difficult to wake up early on a Saturday morning. But here’s something to help get you out of bed this Saturday morning: DayBreak at the racetrack. Grab some breakfast while watching morning workouts at the race track. Horse racing fanatics will also be able to pick the brain of former jockey and event announcer Jeff Bloom. Bloom will be there answering questions. Tickets cost $10.
Snorkel with the Leopard Sharks
8 a.m., Scripps Institution of Oceanography
It’s a unique experience you don’t want to miss. Join aquarium naturalists as they head out off of the La Jolla coast to snorkel with leopard sharks in their natural habitat. To participate, you must have intermediate knowledge of swimming and have previous snorkeling experience. Participants must be 10 years or older and must supply their own gear. Tickets start at $25.
Julian’s Grape Stomp Fest
11 a.m., Menghini Winery (Julian)Kick off your shoes and get ready to get dirty! This Saturday, stomp on grapes once again at the 21st anniversary of the fiesta. Ten local wineries will be offering sips for sampling, plus a unique blend of food and shopping opportunities, all while you listen to charming Italian music. Regular admission tickets are $15 for adults and $5 for children aged six to 20.
Barona Band of Mission Indians: 47th Annual Powwow1 p.m. Saturday and Sunday, Barona Resort and Casino
Spend your weekend celebrating the Barona Band of Mission Indians in a three-day long festival of traditional dance, food and culture. The festivities start late Friday at 6 p.m. with Gourd Dancing and the Grand Entry of dancers in colorful regalia at 7 p.m. On Saturday and Sunday; the festivities continue: more than 1,000 Native American participants of all ages will showcase their dancing and musical skills. Get a taste of authentic Indian tacos and other delicious dishes – plus, admire beautiful native arts and crafts. The festival is free.
Carlsbad Cinema Series: “20th Century Woman”1:30 p.m., Carlsbad City Library (Ruby G. Schulman Auditorium)
Catch this free movie at the Carlsbad library Saturday and escape the August heat. The film tells the story of a SoCal mother who struggles to raise her coming-of-age teenage boy in the 70s. The movie will have an introduction and post-show discussion by Cal State University San Marcos Professor Brandon Cesmant.

5:30 p.m., Qualcomm Stadium
College football once again returns to Qualcomm Stadium this Saturday as the Aztecs take on the Aggies. Come cheer on the home team as they take on their rivals to the north. Fans are encouraged to arrive three hours in advance to find parking or take public transportation. Tickets start at $31.
San Diego Sights and Sips5:30 p.m., Hornblower Cruises and EventsSunshine, sailing, and cocktails come together on this Hornblower cocktail cruise. Hop on board for a two-hour cruise with champagne, light Hors oeuvres and more as you enjoy a beautiful view of the Bay during sunset. The boat leaves at 6 p.m. Tickets start at $37.50 per person.
Spirits at Sunset: Summer Cocktail Cruise5:30 p.m., Flagship Cruises and EventsTreat yourself to a lovely evening on the Bay this Saturday for the all-new Spirits at Sunset cruise. Board an 82-foot yacht for an evening for 360 views of the beautiful San Diego and bay and your favorite cocktails. Tickets start at $42.50. 
High Tide Dinner
8 p.m., The Marine Room (La Jolla)
Enjoy a delicious dinner as waves crash right against the windows next to you at The Marine Room’s High Tide dinner hours. This Saturday, expect high tide around 9 p.m. San Diegans can experience the wonder of tides nearly at their table. This special event only happens certain days a year.
Hamlet8 p.m., The Old Globe
“To be or not to be, that is the question.” It’s arguably Shakespeare’s most recognizable line, in one of most well-known plays. The Old Globe, in Balboa Park, closes out their summer season with this classic, directed by Barry Edelstein. It’s a revenge thriller, political drama, family saga and more. Don’t miss one of the greatest plays ever written, staged for the first time in years in San Diego. The play runs at the Globe through Sept. 10.
Sunday, Sept. 3
Infinity Cube9 a.m. to 5 p.m., Birch Aquarium
Check out this installment at Birch Aquarium, the “Infinity Cube,” an immersive, 8-foot cube that explores bioluminescence, light produced by living organisms in the marine world. Artist Iyvone Khoo worked alongside Scripps Institution of Oceanography marine biologist Michael Latz to bring this project to life, filming more than six hours of footage of single-celled marine organisms called dinoflagellates reacting to various stimulants, such as the human heartbeat, music, water flow and air pressure. The “Infinity Cube” revolves around these videos, which will be projected and reflected into larger-than-life images of bioluminescence accompanied by soundscape, immersing patrons in this interesting world. The exhibit is included with paid admission into Birch Aquarium, which costs $18.50 for adults, $14 for children ages 3 to 17 (kids 2 and under are free), $15.50 for seniors and $15 for students with ID.
Sunday Champagne Brunch Cruise10:30 a.m., Flagship Cruises and EventsSettle into the New Year in style by hopping abroad a luxury yacht and cruising around the San Diego Bay. The two-hour cruise will take brunchers past the Downtown San Diego bay as they enjoy a gourmet buffet, mimosas, and live music. Tickets start at $38.70. 
Taste of the Turf Club11 a.m., Del Mar Racetrack
The opening weekend of the Del Mar Racetrack’s fall season is filled with goodies and fun activities! This Sunday, taste a special menu as you dine at the exclusive Turf Club in Del Mar. Chef Brian Malarkey, one of the city’s most celebrated chefs, will prepare the menu for the morning. Tables are limited. Your $100 ticket will get you turf club admission for the day, a choice of an appetizer, entrĆ©e, dessert and bottomless mimosas or champagne. Attendees must comply with Turf Club Dress Code.
Tacotopia at the Track1 p.m., Del Mar Racetrack
Tacos as far as they eye can see! Some of SoCal’s best tacos come to the Del Mar Racetrack for this inaugural event. Tickets start at $30 and include unlimited taco tastings from more than 40 of the best restaurants and food trucks in San Diego, Los Angeles and Tijuana. As you eat, you can also enjoy live music. The event runs until 4 p.m and is open to all ages. Tickets include admission to the races and the Steve Aoki concert that evening, though the concert is 18 years and older.
Free or Cheap Things to Do in San DiegoTimes and locations varyFree or Cheap Things to Do in San DiegoFree or Cheap Things to Do in San Diego
Looking to save some cash, but still enjoy the city? In San Diego, there are still plenty of activities to enjoy for free or on the cheap. Go for a hike at Torrey Pines State Park or Cowles Mountain, stroll Balboa Park, try a new craft brewery, admire the murals of Chicano Park or read a book at a downtown park. Get out there and explore America’s Finest City.
Coronado Promenade Concerts: Pop Vinyl6 p.m., Spreckels Park (601 Orange Avenue)
Enjoy a summer concert at Coronado’s Speckles Park on Orange Avenue. This week, Pop Vinyl plays at 5 p.m. for free.
Ken Ludwig’s "Robin Hood" 7 p.m., The Old GlobeSee the timeless story of hero Robin Hood in a new light: on stage, in this brand-new, Globe-commissioned play by Ken Ledwig. Ludwig, a playwright whose works have appeared on Broadway and London's West End ("Crazy For You," "Lend Me a Tenor," "An American in Paris," and more), comes back to The Globe in this world premiere comedy. Ludwig most recently premiered "Baskerville" at the Globe, bringing Sherlock Holmes to San Diego. The piece promises thrills, romance, laughter and more. The play's run wraps up on Sunday.
Bayside Summer Nights: 1812 Tchaikovsky Spectacular7:30 p.m., Embarcadero Marina Park South
Don’t miss the spectacular end to the San Diego Symphony’s Bayside Summer Nights this Sunday, the final day. Enjoy the lovely bayside breeze as you listen to Tchaikovsky’s beautiful music, booming cannons, blazing brass and a fireworks finish. Tickets start at $25 for lawn seating.
Cinema Under The Stars: “Casablanca”8 p.m., Cinema Under the Stars in Mission Hills
Watch a movie under the moonlight at the outdoor theater in Mission Hills (4040 Goldfinch St.). On the venue’s screening schedule this weekend: the classic “Casablanca,” the beloved story of love and heroic sacrifice on the 75th anniversary of its release. Humphrey Bogart stars as a weary expat and Ingrid Bergman as a mysterious old flame who reignites his life. The movie starts at 8 p.m., and tickets cost $17 to $19.

Monday, Sept. 4: Labor Day

Oceanside Labor Day Pier Swim
8 a.m. to 12 p.m., Oceanside Pier – Lifeguard Tower 1
Now in its 88th year, the annual Oceanside Labor Day Pier Swim is a tradition in San Diego’s North County. The one-mile course, marked with colored buoys, takes swimmers out and around the pier in a clockwise direction. Close out the summer with one last dip in the ocean. Registration on the day of the event is $70 per person. This event is open to swimmers age 12 and older.
U.S. Sand Sculpting Challenge9 a.m. to 5 p.m., Broadway Pier & Pavilion
The U.S. Sand Sculpting Challenge and Dimensional Art Exposition continues on Labor Day along downtown San Diego’s waterfront, showcasing incredible works of sand art made by sculptors from around the globe. The event includes live entertainment, an exposition featuring goods made by artists, activities for the kids and gourmet food trucks. Tickets cost between $9 and $15; you can save a few bucks by buying your tickets in advance online.
Festival of Sail9 a.m. to 5 p.m., Maritime Museum of San Diego
The Festival of Sail, an annual Labor Day weekend tradition at the Maritime Museum of San Diego, continues its run Monday with a fleet of awe-inspiring tall ships sailing the San Diego Bay. Come for the ships, stay for the cannon battles and activities. Tickets cost $11 for adults and $9 for children ages 3 to 12; kids ages 2 and under get in free.
Nighttime Zoo9 a.m. to 9 p.m., San Diego Zoo
It’s your final chance of the season to visit the San Diego Zoo at night. Enjoy live music, special keeper talks and a parade of elaborate animal puppets near the entrance. The “Nighttime Zoo” runs through 9 p.m., and returns for a limited run every summer. All Nighttime Zoo activities are included with paid admission to the zoo or with zoo membership.
Belmont Park11 a.m. to 9 p.m., Mission Beach
What better way to wrap up the summer than with a trip to this beachside amusement park? Invite the kids to a ride on Belmont Park’s famed Giant Dipper roller coaster ($6) or a round of mini golf ($9). The Mission Beach amusement park also offers unlimited one-day ride passes: $20 for kids under 48 inches and $30 for those 48 inches and taller.
Labor Day Lunch Cruise11 a.m. to 1 p.m., Grape Street Pier
Spend your extra day off on the water, enjoying the sights of San Diego, on this Hornblower Labor Day Brunch Cruise. The two-hour cruise includes free-flowing domestic beers, champagne, mimosas and sparkling cider and a buffet stocked with brunch, lunch and dessert items. As you sail along the bay, a knowledgeable guide will share interesting tidbits about San Diego’s landmarks. Boarding is at 10:30 a.m. at Grape Street Pier (1800 N. Harbor Dr.).
San Diego Padres vs. St. Louis Cardinals1:40 p.m., Petco Park
Enjoy your Labor Day with an outing to the ballpark, where the Padres will take on the Cardinals in the first game of a four-part series. Tickets to the 1:40 p.m. game start at $15.


Source: http://www.nbcsandiego.com/news/local/san-diego-weekend-events-204328381.html#ixzz4rNnEQezO

Monday, August 28, 2017

Don’t Disqualify Yourself… 52% of Approved Loans Have A FICO® Score Under 750



Don’t Disqualify Yourself… 52% of Approved Loans Have A FICO® Score Under 750 | MyKCM

The results of countless studies have shown that potential home buyers, and even current homeowners, have an inflated view of what is really required to qualify for a mortgage in today’s market.
One such study by the Wharton School of Business at the University of Pennsylvania revealed that many millennials have not yet considered purchasing homes simply because they don’t believe they can qualify for a mortgage.
A recent article about millennials by Realtor.com explained that:
About 72% of aspiring millennial buyers said they’re waiting because they can’t afford to buy…
The article also explained that 29% of millennials believe their credit scores are too low to buy.The problem here is the fact that they think they will be denied a mortgage is keeping them from even attempting to apply.
Ellie Mae’s Vice President Jonas Moe encouraged buyers to know their options before assuming that they won’t qualify for a mortgage:
“Many potential home buyers are ‘disqualifying’ themselves. You don’t need a 750 FICO® Score and a 20% down payment to buy.”

So, what credit score is necessary?

Below is a breakdown of the FICO® Score distribution of all closed (approved) loans in July from Ellie Mae’s latest Origination Report.
Don’t Disqualify Yourself… 52% of Approved Loans Have A FICO® Score Under 750 | MyKCM
Over 52% of all approved loans had a FICO® Score under 750. Many potential home buyers believe that they need a score over 780 to qualify.

Bottom Line

If owning a home of your own has always been your dream and you are ready and willing to buy, or if you are a homeowner who wants to move up, find out if you are able to! Let’s get together to determine if your dreams can become a reality sooner than you thought!


10650 Scripps Ranch Blvd
San Diego, California
Call (858) 248-0997

Thursday, August 24, 2017

What To Do This Weekend In America's Finest City Aug 24-27, 2017


TGI Weekend! Another eventful weekend is brewing in San Diego, bringing with it fun outdoor events, from movie screenings and concerts to cool craft beer festivals. You can also hit a beach party or two, catch some horse races or check out a play. Whatever you’re into, you’ll find something enjoyable to do in America’s Finest City. Get up. Get out. Play!

Thursday, Aug. 24
Nighttime Zoo9 a.m. to 9 p.m., San Diego Zoo
The San Diego Zoo has extended its hours to 9 p.m. now through Sept. 4 so families can enjoy the annual “Nighttime Zoo.” Visitors can hear live music, check out special keeper talks and entertainment, and end the night by watching a parade of elaborate animal puppets. Nighttime Zoo activities are included with paid admission or zoo memberships.
Group Works to Restore Balboa Park CarouselGroup Works to Restore Balboa Park Carousel
The San Diego-based nonprofit organization, Friends of Balboa Park, recently purchased the historic Balboa Park Carousel located off Park Boulevard. The group plans to restore the ride to its glory days and keep it running for generations to come. The carousel was built in 1910 and boasts all of its original parts. It first came to Balboa Park in 1...  (Published Tuesday, July 25, 2017)
Del Mar Racing
12 p.m., Del Mar Racetrack
Still “cool as ever,” the Del Mar Racing season returns to the seaside track in the North County. Gates open daily at 12 p.m., with the first post at 2 p.m. The season runs through Sept. 4, with track closed on Mondays and Tuesdays. Once again, the Del Mar Thoroughbred Club’s racing season will also include concerts and other fun festivities. General admission is between $6 and $10.
Something Wild! Living With Animals
1 p.m. to 3 p.m., San Diego Museum of Man
Project Wildlife will partner with the San Diego Museum of Man’s ongoing exhibit, “Living With Animals,” for two, 30-minute demonstrations that explore how animals impact our daily lives. This program is free with paid admission to the museum, which is $13 for adults and $6 for kids.
Liberty Public Farmers Market
2 p.m. to 7 p.m., Near Liberty Public Market at Liberty Station
Liberty Station’s brand-new weekly farmers market goes down every Thursday near Liberty Public Market, off Perry Road. The farmers market features more than 60 vendors, from local produce growers and specialty food purveyors, to artisan gift merchants. While you peruse vendors, enjoy live performances from local musicians.
Your #SanDiegoGram Photos
California Dreaming Beach Party6 p.m. to 9 p.m., The Bahia HotelEvery Thursday this summer, The Bahia Hotel in Mission Bay has been hosting its “California Dreaming” Beach Party, which includes a clam bake, BBQ, brews and live beachside concert performed by The Mar Dels. This week marks the second-to-last beach party of the season; the final one is on Aug. 31. Tickets are $49 for adults and $26 for kids ages 5 to 12; children age 5 and under get in free. This is summer, SoCal style, that’s for sure.
Santee Summer Concerts
6:30 p.m. to 8 p.m., Town Center Community Park East
The Mighty Untouchables, which specializes in variety musical entertainment, will take the stage for the final concert in Santee’s 2017 summertime series. The event is free; there will be food trucks on-hand selling dinner and family-friendly activities for the kids. Bring a blanket or chairs and snag a spot on the grass.
San Diego's Top Breweries San Diego's Top Breweries
Cardiff Music Nights6:30 p.m. to 8 p.m., Pappalecco in Cardiff-by-the-SeaItalian eatery Pappalecco is hosting “Cardiff Music Nights” this summer at its Cardiff-by-the-Sea location (2101 San Elijo Ave.), showcasing free concerts each Thursday evening. Guests can enjoy the tunes al fresco as if they were in Italy. A different artist is featured each week.
Sunset Poolside Jazz Series
6:30 p.m. to 9:30 p.m., The Westgate Hotel
Downtown’s Westgate Hotel continues its “Sunset Poolside Jazz Series,” a summertime series featuring a different performance every Thursday night, through Aug. 31, from Southern California’s finest jazz talents at the hotel’s pool. The event includes drinks and appetizers, available for purchase. Attendees are asked to spend at least $25 on drinks and food; the entertainment is free. Erika Davies performs on Aug. 17. Allison Adams Tucker performs on Aug. 24. This is the second-to-last performance before the jazz series wraps up next Thursday, Aug. 31.
Marvel Universe Live! Age of Heroes
7 p.m., Valley View Casino Center
Marvel fans, rejoice. This live-action show, “Marvel Universe Live! Age of Heroes ” brings all the big names to the stage at Valley View Casino Center – from Spider-Man and the Avengers to the Guardians of the Galaxy and Doctor Strange. The show is in San Diego from Aug. 24-27; tickets start at $15, depending on the date and time.
John Beasley Presents: MONK’estra
7:30 p.m., Embarcadero Marina Park South
Part of the Bayside Summer Nights series, this open-air concert features John Beasley’s MONK’estra, a contemporary big band that plays a centennial tribute to the music of Thelonious Monk while infusing modern harmonies, grooves, and fun. San Diego-based jazz pianist Joshua White and his trio will open the show. Tickets range from $18 (lawn) to $71.
7:30 p.m., Cal Coast Credit Union Open Air Theatre
SoCal rock band, Young the Giant (“Apartment,” “Cough Syrup”), plays this venue at San Diego State University Thursday night. Tickets start at $22.
Flicks at the Fountain
8 p.m., Carlsbad Village
The final outdoor movie screening the Carlsbad Village Association’s Flicks at the Fountain series goes down Thursday night behind the famous fountain at the corner of State Street and Grand Avenue. On the big screen will be “Star Wars: The Force Awakens.” Bring blankets, low-back lawn chairs, a picnic and enjoy the entertainment under the stars. The flick begins at dusk – between 7:45 p.m. and 8 p.m.; seating starts at 6 p.m.
Latin Thursdays9 p.m., Harrah’s Resort Southern California
Enjoy live Latin music at Harrah’s Resort Southern California every Thursday night this month at this 21+ fiesta. The shows cost $10 and are available at the door.
Things to Do in Old TownThings to Do in Old Town
From free museums and historical demonstrations to food, NBC 7's Monica Garske takes a look at some things to do when visiting Old Town San Diego State Historic Park.
(Published Thursday, June 1, 2017)
Friday, Aug. 25
Coronado’s Free Summer Shuttle Service8:57 a.m. to 9:42 p.m. (shuttle service times), CoronadoCoronado’s free summer shuttle service is back, running now through Labor Day. The service aims to make it easier for locals and visitors to cruise around Coronado and catch a ride to popular spots during the busy summer months. Hop on!
You & Yours Distilling Co. Tour
3 p.m., 6 p.m. and 8 p.m., You & Yours Distilling Co.You & Yours Distilling Co. – a small, chic distillery in San Diego’s East Village (1495 G St.) – recently launched tours of its tasting room, available at certain times Wednesday through Sunday, including 3 p.m., 6 p.m. and 8 p.m. sessions on Fridays. The 45-minute tours are led by a member of the distillery’s team who leads visitors to the production floor, explaining every step of the distilling process – down to the bottling of each product. The tour is followed by a question and answer session and, of course, a spirits tasting flight of the distilleries flagship gin and vodka. Tours cost $25 per person; you also get $10 off a bottle of vodka or gin. To learn more about You & Yours Distilling and its owner, Laura Johnson, read this story.
Food Truck Friday4 p.m. to 8:30 p.m., Plaza de Panama at Balboa Park
Balboa Park’s “Food Truck Friday” is a summertime event that brings more than a dozen food trucks to the Plaza de Panama and El Prado walkway every Friday evening through Sept. 29. As you grab some food, you’ll also be able to enjoy live entertainment at the park. Stick around and check out “Balboa Park After Dark” (see below), happening simultaneously at the park Friday nights this summer.
Lord Huron
After the Final Race, Seaside Stage at Del Mar Race Track
Lord Huron takes the Seaside Stage at the Del Mar Race Track for this week’s Friday evening concert. The show starts right after the final horse race of the day; the concert is free with paid stretch run general admission to the track, which is just $6.
Cruisin’ Grand Escondido
5 p.m. to 9 p.m., Downtown Escondido (235 East Grand Ave.)
Downtown Escondido’s free, weekly vintage car show continues, running every Friday night through Sept. 29. Cruisin’ Grand Escondido takes over historic Grand Avenue, with more than 500 cool cars lining the streets. The event, now in its 18th year, draws thousands of attendees. Each Friday night, awards are given to the most impressive pre-1973 American-made cars. Musical entertainment includes performances across four stages: Broadway; Juniper Street; Maple Street Plaza; Kalmia & Grand.
Balboa Park After Dark5 p.m. to 8 p.m., Balboa Park
Balboa Park’s sundown summertime program continues, with eight museums offering extended late-night hours every Friday through Sept. 29. Some museums are even offering $5 admission deals. Food vendors and live entertainment will also fill the landmark during this “Balboa Park After Dark” series.
Things to Do at Balboa ParkThings to Do at Balboa Park
Balboa Park is one of San Diego’s best-known landmarks. NBC 7's Monica Garske speaks with Balboa Park Conservancy CEO and president Tomas Herrera-Mishler about a few of the things you should do when you visit the sprawling urban park in the hear of America's Finest City.
(Published Thursday, April 20, 2017)
Summer Movies in the Park
5 p.m. to 10 p.m., Multiple LocationsSan Diego’s fun and free “Summer Movies in the Park” presents family-friendly movies Friday night at several locations across the county, usually at 5 p.m. or 6 p.m. to 9 p.m. or 10 p.m. This week, the lineup includes “Moana,” playing at both Colina Del Sol Community Park and 4S Ranch Patriot Park and “Finding Dory” at Junior Seau Pier Amphitheater. “The LEGO Batman Movie” plays at Kate O. Sessions Neighborhood Park, while “Storks” plays at Silver Wing Neighborhood Park, and “A Bug’s Life” screens at Doyle Community Park. The outdoor movies are free to attend. Bring a blanket and a picnic, and you’re all set for a nice evening out with the family.
G & The New Orleans Swinging Gypsies
6 p.m. to 9 p.m., The Headquarters at SeaportBring your dancing shoes for this free, live concert in the courtyard at The Headquarters at Seaport featuring the cool gypsy-meets-traditional jazz sounds of G & The New Orleans Swinging Gypsies. This event also includes free swing dance lessons that will help you boogie once the music starts.
Sunset Luau on the Bay6 p.m., Catamaran Resort Hotel and SpaDreaming of Hawaii? For two more weekends, The Catamaran Resort Hotel and Spa in Pacific Beach hosts its 16th season of Sunset Luaus on the shores of Mission Bay, a Friday night event complete with tropical drinks, Polynesian cuisine, and authentic island-inspired music and dancing. The Sunset Luau series runs through Sept. 1; tickets are $69 for adults, $32 for kids ages 5 to 12, and free for little one 5 and younger.
Carlsbad Music Festival
6 p.m. Friday (continued through Sunday), St. Michael’s Campus in CarlsbadThe 14th annual Carlsbad Music Festival takes over St. Michael’s Campus (2775 Carlsbad Blvd.) for three days, starting at 6 p.m. Friday. The fest features more than 60 performances of creative music across all genres – from contemporary classical and indie rock to world music and electronic. Some of the concerts are free, while some shows are ticketed. Also on the agenda: a Green Flash beer garden, artisan market and food trucks – all just steps from the beach. General admission tickets (for one day) start at $40 and include access to all ticketed venues.
Dierks Bentley: What the Hell World Tour
7 p.m., Mattress Firm Amphitheatre
Country singer Dierks Bentley (“What Was I Thinking,” “Say You Do”) brings his “What the Hell World Tour” to this Chula Vista venue Friday night.
The Hodge Twins Live: No Filter
7:30 p.m. and 9:30 p.m., The American Comedy Co.
The Hodge Twins, who climbed to fame online via their YouTube channels, bring their edgy, unfiltered stand-up act to the stage at The American Comedy Co. this weekend with two shows on Friday and Saturday night (7:30 p.m. and 9:30 p.m., on both nights). Tickets are $25.

Saturday, Aug. 26
DayBreak
8 a.m., Del Mar Racetrack
It can be difficult to wake up early on a Saturday morning. But here’s something to help get you out of bed this Saturday morning: DayBreak at the racetrack. Grab some breakfast while watching morning workouts at the race track. Horse racing fanatics will also be able to pick the brain of former jockey and event announcer Jeff Bloom. Bloom will be there answering questions. Tickets cost $10.
Snorkel with the Leopard Sharks
8 a.m., Scripps Institution of Oceanography
It’s a unique experience you don’t want to miss. Join aquarium naturalists as they head out off of the La Jolla coast to snorkel with leopard sharks in their natural habitat. To participate, you must have intermediate knowledge of swimming and have previous snorkeling experience. Participants must be 10 years or older and must supply their own gear. Tickets start at $25.
San Diego Festival of Books
10 a.m., Liberty Station
Celebrate books of all kind at this inaugural book festival for the San Diego community! Readers and authors will have a chance to exchange stories, connect and share their passion for books. More than 40 local, published authors will participate in the festival through discussions and book signings. Plus, there will be live entertainment, merchant vendors, a Children’s Pavilion and more. Admission to the festival is free, and panel discussion tickets are $3 each.
Imperial Avenue Street Festival
12 p.m., Imperial Avenue and 28th Street
Celebrate the rich history, culture and arts community in Logan Heights this Saturday at the 4th Annual Imperial Avenue Street Festival. The festivities will take place between 28th and 30th Streets, by L Street and Commercial Avenue. The festival will have fun, family programming with local artists, crafts, gourmet food and beverages, plus a craft beer garden and live performers.
Craft Beer Festival
12 p.m., Del Mar Fairgrounds
You’ll find more than 100 local and international brews at this beer festival for the beer aficionados in your life. The festival will feature hard-to-find specialty craft beers alongside all your San Diego favorites. A $20 ticket will get you five 7 o.z tastings and track admission. For those looking for some food, there will be food trucks on site, as well as live music throughout the day. 
Modern Times’ Festival of Dankness
3 p.m. to 7 p.m., Waterfront ParkThis is worth a toast: Modern Times hosts its “Festival of Dankness” at downtown San Diego’s Waterfront Park Saturday afternoon, bringing together the most innovative “purveyors of funk” in the craft beer scene. A $50 general admission ticket gets you unlimited 2-ounce pours of dank, exotic brews, access to food vendors, and a keepsake glass. Attendees can sip and mingle with some of the brewers, too. Participating breweries (among the dozens) include Abnormal Beer Co., Beachwood Brewing, Finback, Monkey Paw, North Park Beer, Pizza Port Brewing Co., Pure Project and Mikkeller SD, to name a few.
San Diego Sights and Sips5:30 p.m., Hornblower Cruises and EventsSunshine, sailing, and cocktails come together on this Hornblower cocktail cruise. Hop on board for a two-hour cruise with champagne, light Hors oeuvres and more as you enjoy a beautiful view of the Bay during sunset. The boat leaves at 6 p.m. Tickets start at $37.50 per person.
Spirits at Sunset: Summer Cocktail Cruise5:30 p.m., Flagship Cruises and EventsTreat yourself to a lovely evening on the Bay this Saturday for the all-new Spirits at Sunset cruise. Board an 82-foot yacht for an evening for 360 views of the beautiful San Diego and bay and your favorite cocktails. Tickets start at $42.50. 
Movie Night in the Park: "Moana"
5:30 p.m., Heritage Recreation Center in Chula Vista
Enjoy the beautiful evening weather in Chula Vista this Saturday and catch an early flick for the entire family: Disney’s “Moana.” The PG movie follows an adventurous teenager who leaves the security and safety of her island to save her people. There will be recreational programming from 5:30 p.m. to 7:30 p.m. and the movie will begin at dusk. The event is free.
Cinema at The Balboa: "Saturday Night Fever"
7 p.m., Balboa Theatre in Downtown San Diego (4th Avenue)
Catch classic movies, art house films and documentaries all summer at the Balboa Theatre, right by Horton Plaza. This Saturday, celebrate the 40th anniversary of this classic film at the theatre.The film features a fun and memorable soundtrack by the Bee Gees. Tickets start at $7. 
The Commodores
7:30 p.m., Embarcadero Marina Park SouthMotown legends The Commodores headline this show along San Diego’s waterfront Saturday night as part of the Bayside Summer Nights series. The funk machine – William “WAK” King, Walter Orange and James Dean “JD” Nicholas – bring their hits to the stage (“Easy,” “Brick House,” “Three Times a Lady”) for one night only. After the concert, stick around for a fireworks display.
Little Italy Summer Film Festival8 p.m., Amici ParkEvery Saturday night this summer, San Diego’s Little Italy Amici Park has been hosting a series of Italian films with English subtitles. Saturday's screening is the final one of the season; show time starts at 8 p.m. The entry fee is a $5 donation. 
The Australian Pink Floyd
9 p.m., Harrah’s Resort Southern CaliforniaTogether for 29 years, this Pink Floyd tribute band focuses on note-for-note renditions of their musical heroes, plus stunning visuals and lights for a cool concert experience. Catch The Australian Pink Floyd at Harrah’s Resort Southern California; tickets start at $40. 
Sunday, Aug. 27
Bike the Bay
7 a.m., Coronado Bay Bridge

Start your Sunday early this week and take advantage of your only chance to ride across the San Diego-Coronado Bridge. The non-competitive community bike ride is for riders of all abilities to enjoy San Diego’s scenic, stunning views. The 23-mile ride takes you through five communities and ends with a post-ride festival with food, drinks and entertainment. The ride starts at the Embarcadero Marina Park South.
Sunday Champagne Brunch Cruise10:30 a.m., Flagship Cruises and EventsSettle into the New Year in style by hopping abroad a luxury yacht and cruising around the San Diego Bay. The two-hour cruise will take brunchers past the Downtown San Diego bay as they enjoy a gourmet buffet, mimosas, and live music. Tickets start at $38.70. 
Treasure Chest Beer & Food Fest
12 p.m., Green Flash Cellar 3
The Treasure Chest Beer and Food Fest returns this year for the seventh time featuring rare beer and tasty treats to go with your drinks. This year, enjoy exclusive Green Flash, Cellar 3 and Alpine beers, including one-off keg and cask creations. All proceeds benefit the Susan G Komen Foundation, San Diego. Tickets start at $25 and include unlimited beer tastings, 10 food tastings commemorative glasses and a festival experience. 
Kill Local
7 p.m., La Jolla Playhouse
"Kill Local", a play by UCSD Graduate Mat Smart, follows the lives of a mother and her two daughters running their own family business: assassinations. The dark comedy runs through Aug. 27 at the Playhouse. As a warning, the production features gunshots and contains graphic and strong language. Tickets start at $25. 
Ken Ludwig’s "Robin Hood" 7 p.m., The Old GlobeSee the timeless story of hero Robin Hood in a new light: on stage, in this brand-new, Globe-commissioned play by Ken Ledwig. Ludwig, a playwright whose works have appeared on Broadway and London's West End ("Crazy For You," "Lend Me a Tenor," "An American in Paris," and more), comes back to The Globe in this world premiere comedy. Ludwig most recently premiered "Baskerville" at the Globe, bringing Sherlock Holmes to San Diego. The piece promises thrills, romance, laughter and more. The play's run wraps up on Sunday.
Cinema Under The Stars: "Wait Until Dark"
8 p.m., Cinema Under the Stars in Mission Hills
Watch a movie under the moonlight at the outdoor theater in Mission Hills (4040 Goldfinch St.). On the venue’s screening schedule this weekend: the classic “Wait Until Dark,” Terence Young’s thriller featuring Audrey Hepburn as a recently blind woman terrorized by con artists. The movie starts at 8 p.m., and tickets cost $17 to $19. 
Free or Cheap Things to Do in San DiegoTimes and locations varyFree or Cheap Things to Do in San DiegoFree or Cheap Things to Do in San Diego
Looking to save some cash, but still enjoy the city? In San Diego, there are still plenty of activities to enjoy for free or on the cheap. Go for a hike at Torrey Pines State Park or Cowles Mountain, stroll Balboa Park, try a new craft brewery, admire the murals of Chicano Park or read a book at a downtown park. Get out there and explore America’s Finest City.